Financial Statement

 

 BALANCE SHEET AS ON 31ST MARCH, 2015

Particulars

Sch No.

 31.03.2015 
Amount(Rs.)

 31.03.2014 
   Amount (Rs.)

 

 

 

 

CAPITAL AND LIABILITIES

 

 

 

  Capital

1

 16,80,24,680.00   

 13,76,81,905.00   

  Reserve Fund and Other Reserves

2

 44,25,91,012.26   

 32,42,04,042.39   

  Profit and Loss

3

 8,64,28,159.42   

 12,08,39,608.87   

  Deposits and Other Accounts

4

5,46,18,36,098.17   

,74,35,27,802.44   

  Borrowings

5

2,52,98,83,000.00   

2,09,57,70,907.00   

  Other Liabilities & Provisions

6

 32,69,47,895.14   

 30,71,26,565.81   

TOTAL

 

 9,01,57,10,844.99  

 7,72,91,50,831.51  

 

 

 

 

ASSETS

 

 

 

  Cash

7

 5,45,37,811.00   

 5,49,59,011.50   

  Balance With Other Banks

8

2,44,28,13,733.88   

2,83,90,19,140.84   

  Money at Call and Short Notice

9

 -     

 -     

  Investments

10

   56,91,82,910.00   

 14,04,32,910.00   

  Advances

11

5,51,31,32,339.54   

4,51,97,05,064.14   

  Fixed Assets

12

 2,93,97,877.39   

 1,91,61,713.39   

  Other Assets

13

 40,66,46,173.18   

 15,58,72,991.64   

TOTAL

 

 9,01,57,10,844.99  

 7,72,91,50,831.51  

Contingent Liabilities

14

      1,07,11,971.00

      1,06,01,971.00

Bills for Collection

 

 Nil

 Nil

Significant Accounting Policies

20

 

 

Notes on Accounts

21

 

 

 

PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDING 31ST MARCH, 2015

Particulars

Sch No.

Current Year (Rs)

Previous Year (Rs)

Income

  Interest Income

  Other Income

  Prior Period Income

  - Interest on Advances

  - Interest on Investments

 

15

16

 

74,22,33,452.97  

1,48,70,679.63  

 

1,20,95,726.54  

-   

 

63,03,87,787.17  

1,36,74,442.85  

 

10,99,96,342.81  

2,50,08,109.00   

TOTAL
 
76,91,99,859.14  
 77,90,66,681.83  

Expenditure

  Interest on Deposits & Borrowings

  Operating Expenses

  Provisions & Contingencies

 

17

18

19

 

50,36,19,599.05  

12,45,49,929.67  

5,46,02,171.00   

 

46,26,12,248.61  

9,54,76,563.35  

10,01,38,261.00  

TOTAL
 
68,27,71,699.72  
 65,82,27,072.96  

  Net Profit for the year

 

    Add: Net Profit brought down from previous year

 

    Less: Appropriations of Net Profit as per the Bye-laws

   Transfer to Statutory Reserve Fund

   Transfer to Cooperative Education Fund

   Transfer to Contingent Tax Liability

   Transfer to Centenary Celebration Fund

   Transfer to Agricultural Credit Stabilization Fund

   Transfer to Building Fund

   Transfer to Doubtful Debts Fund

   Transfer to Dividend Equalization Fund

   Transfer to Common Good Fund

   Transfer to Staff Welfare Fund

   Transfer to Yeshashwini Vima Yojana

   Proposed Dividend

   Balance transferred to Building Fund

 

 8,64,28,159.42   

 

 12,08,39,608.87  

 20,72,67,768.29  

 

 3,02,09,902.00   

 18,12,594.00   

 4,00,00,000.00   

 1,22,04,278.00   

 54,91,925.00   

 31,12,084.00   

 28,00,876.00   

 25,20,788.00   

 22,68,709.00   

 20,41,439.00   

 -     

 1,33,90,949.00   

 49,86,064.87   

 12,08,39,608.87   

 

 1,31,93,706.81   

 13,40,33,315.68   

 

          32,98,427.00   

           1,97,906.00   

                             -     

                             -     

        19,79,056.00   

              77,183.00   

             77,183.00   

              77,183.00   

              77,183.00   

              77,183.00   

              77,183.00   

         72,09,951.00   

              45,268.81   

Net Profit Transferred to Balance Sheet
 
8,64,28,159.42  
12,08,39,608.87  

  Significant Accounting Policies

  Notes on Accounts

20

21