These loans are granted to the salaried class people with monthly assured income.
Maximum limit : Rs. 1,00,000/- or based on their take home salary.
Term: 60 monthly
Purpose: To meet expenditure like medical bills, educational expenses, domestic items to purchase.
Security: 2personal sureties as decided by the loan sanctioning authority from time to time. Borrowers as well as surety should become nominal member of the Bank as the case may be.