The Kodagu District Co-operative Central Bank has a record recovery rate eversince its inception. All the Managers, Staffs and Head office personnel striving hard towards the 100% loan recovery  to get the good image to the institution, On the other hand, making our customers to reduce the risk of paying higher overdue costs. The Bank’s  Supervision section and recovery cell is to look after the overdue of loans. Timely review of the overdues and taking necessary legal action  against  the defaulters results in minimisation of NPA. Our NPA position as on on 31.03.2016 is 0.52%.

Our Bank branches are strategically located in the three taluks of the district; member societies, which are situated in the taluks, come under the perview of the branches. Bank Field supervisors are assigned with number of PACS to look after the credit structure, day today monitoring, recovery and entrusted with overall performance as well.